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Guy Yeah, so he might have gone and had a life just because he wanted to mess with Bill Ackman but he had hedged out all of his exposure one way or another and I think that something he has done is that he ll establish a position in something, give himself voting rights to influence the management and then he buys and sells I think it s called, a corner, in which, as long as the share price moves even if it moves against him, he s going to make out like a bandit.

He s going to go in there and shake things up as badly as he possibly can or as well as he possibly can. It will either work out, or it won t. Either way, he just wants to change the status quo. And, in a certain way, if he loses, he wins. So there are lots of dangers in following investors. The basic idea that still holds is to find somebody who is smart, investing their own money and who is not doing any of these other things.

You can learn a lot about what they ve done and why one might want to follow them or not. I still haven t answered your question as to who and what sources. I sort of pause because I don t have a set list. Guy I don t have a list sort of like, these are the 20 people. I know about five or six guys who are growing their own investment businesses and the majority of them are about 1 10 th the size of what I am.

I realize they may become my best source of investment, inside ideas, and the best thing I can do for them is help them build their businesses. I m always curious to see what they own in their portfolios because they often own some very interesting small-cap companies that I would not really find my way to that easily. But look, I m very interested to know what Warren Buffett owns. I m very interested to know what Tom Gayner owns. I m very interested to know what Bill Ackman owns. I m very interested to know what David Einhorn owns.

And there are probably about five or six other investors like that. There is a guy based here in Switzerland who, to me, is a kind of a mixed-meat of personalities. He s done extraordinarily well by owning things that have a similar profile to Amazon. There s a guy in Miami, Marcelle Lima. I love seeing what he owns when he sends it to me. These aren t so much 13-Fs as they are letters from investors where they talk through what they own. I could make a list but they re not coming to my mind as quickly as I thought they would.

Rob No, that s terrific. You mentioned Einhorn a couple of times so I just have to ask you, what did you think of his proposal that was voted down on creating two classes of GM stock. I know you are very knowledgeable in the auto industry. Mary Barra is a phenomenal woman and knows an enormous amount about the automobile industry.

Guy I don t know that I was as knowledgeable as I d like to be. Given the trade-off between financial security and returns sooner, he obviously makes that trade-off differently to let s say, the management, who only a short while ago were in a bankrupt company that had to be restructured in a way that s very hard for those of us who are not inside GM to understand the enormous strain, psychological and otherwise, that the company went through.

Somewhere those two minds have to meet. David Einhorn is a phenomenal guy who knows an enormous amount about the capital markets. So it s a good proposal or at least an interesting proposal. It doesn t rattle the cage icon style. One can understand why the management has a very different view of it. It s not like one is wrong.

I would argue that it s not like one of them is right and one of them is wrong. It s that David Einhorn places more weight on certain things and Mary Barra places more weight on other things. Rob Yeah, I was reminded of a letter, one of Buffett s letters where he talked about because he s often confronted this issue, should Berkshire pay a dividend.

My theory has always been, and this theory is unburdened by any knowledge or facts at all laughs but my theory has always been that Berkshire will never pay a dividend until Warren Buffett retires when his time at the helm of that company comes to an end. His point was, look, you shouldn t care about dividends so long as management s wisely investing their earnings.

So, doing smart things with the earnings then, in fact, you iq option usa t want a dividend because at that point you won t control the amount, the timing, and you get clobbered with taxes. So, if you need some cash, just sell some shares. In GM s case, and this is true of Ford as well I guess the problem with that at the moment is that some folks aren t happy with the share price.

They want to know why it hasn t been going up when they look across the aisle and they see Tesla that seems to do no wrong, and some say that s why the Ford CEO switch occurred but I don t know. Then I m reminded of another thing Buffett said. And actually, this may have been about IBM ironically. He said he would love to see the stock price of his investments languish for years because it just increases the power of the buybacks, the power if you reinvest dividends.

I kind of think the whole things about GMs share classes and criticisms of Ford s price and I should say I own Ford so I m perfectly happy for the stock price to just bump along as Ford has for the past several years. If I were a Tesla owner I d be a little concerned. Maybe it s just backward thinking. But GM strikes me as a tremendous company and if I were going to invest in it and be an ongoing investor I would love its current stock price.

I d hope they could buy back more shares at that price for many quarters to come. Guy The only tension is that at some point any institution, any investor wants to convert their investment for cash because they need the cash, even if you re an endowment. At some point, Warren Buffett s shares in Berkshire Hathaway will go into the Gates Foundation and at some point Bill Gates won t be around anymore and the Gates Foundation will have I don t know what it is, 10 or 20 years to spend all of it.

There is a clause in there that doesn t allow the foundation to last much longer than the founders. As they spend all of it they want to liquidate their shares and so the share price can t be languished forever and ever. One of the disadvantages that you and I have relative to the Gates Foundation or Berkshire Hathaway is that Berkshire Hathaway is generating new cash and do want the share price to languish for years, whereas, we would like the share price to languish for awhile but we do actually want to be able to sell them at some point and David Einhorn is coming from that perspective.

Now, the truth is the probability a GM or a Ford is going to establish their price language for 10 years if they repurchase half their shares outstanding or more then you ll probably get a double out of it. And again, that s a difference than maybe where you and I have an advantage. An individual investor has an advantage over a guy who runs a fund and I may have an advantage over David Einhorn.

He s in New York and he has impatient investors. And the more patient you can be the more sanguine you can be, and he s getting a little impatient. Rob Yeah, that s a great point. From my perspective, the shares I own are from different companies. I don t own a lot of companies but I m kind of hopeful I never sell them. When the day ends for me I ll just give them to charity. You re right though, if you re running a fund and you ve got investors to keep happy you don t necessarily have that luxury.

Okay, Capital IQ. I listened to several of your interviews that you gave recently. I know you use Capital IQ to do some stock screens. For an individual investor, it s a very expensive tool. Rob Are there any recommendations for tools that an individual investor might use for similar research perhaps not as robust as what Capital IQ offers, but ones you think are still pretty good.

Guy At the time that I started doing stock screens I used some software I got from the Association of Individual Investors. I think they still have that software although I haven t looked recently. And that is around the order of 200, I believe. That is certainly worth looking at. Value-line also has, I believe, lots of data and the ability to screen. Even though I have a subscription to Value-line, I haven t looked inside there to see how good their data is and how easily one can screen.

The other thing people have talked to me about, although I have not used it is just using Yahoo. Yahoo is a free service and has an enormous amount of data there. I ll just think the screens shouldn t be too complicated. You could get hung up on having enormous amounts of data and iq option usa just some very, very simple numbers. The incredible thing is, what you get from Capital IQ is not necessary. For example, just think about companies who have reduced their share count and whose shares have gone up.

Something s going on that s right there and it might be a good place to look. So just very, very simple cuts of the data may be really, really helpful. Rob I go through slowly because when I m really focused on a company I check all of the numbers by hand whether it s return on equity whatever I m focused on, I get out the 10k and I get a piece of paper and I start going through the numbers myself which probably is a good reason why I don t have a lot of stocks because it would take me forever.

That s the nice thing about being a focused investor, you don t have to be right to often just a couple of times is fine. But those are great resources. I m familiar with them. Of course, I ve used Yahoo but I have not used the tools you ve mentioned so those are worth checking out. Guy A question that s worth asking that I think is likely to be at the core of what I do going forward is to ask a question I can t believe I haven t asked myself in the past.

It s simply, does this company, this management team deserve my allocation of capital to them. If you imagine a company that is gouging the customer, the product isn t really worth it and iq option usa re finding some way to convince the customer to buy it, maybe they don t deserve your capital. If the company is doing if the management were thinking about themselves as leaders in society and behaved in such a way that they would want everybody else in society to behave, I think you d probably avoid a lot of pitfalls by doing that.

What s important about screening is that it s not necessarily going to easily reveal those companies to you. I just think if I ask myself how many of the companies I ve actually invested in have ended up being the result of a screen, I don t think there are numbers that high. It may just be that the screen is just something I enjoy doing, a bit like playing chess. I go through phases. Only this year I was actually, I should pull it out again.

I shared out an email newsletter and I got so many hits to it that I took the link down because I didn t want so many people I thought only three or four people would access the spreadsheet and when I realized 300 or 400 people were accessing the spreadsheet I decided that was too many and took the link down. Start with the screen.

It s like Warren Buffett starting with the As. Maybe the screen is a way of seeding a search. Rob I ve never really used stock screens at all to search for companies but I can see how it would be useful. Well, if Warren Buffett is starting with the As, maybe you and I should start with companies that offer the lowest ratios, for example. One of the things I like to do is compare two companies in the same industry and try to figure out Take two banks, for example.

One has their margins on their interest one is a little higher than the other. Try to understand why. Is it because one bank is taking more risks on their lending portfolio. Or is it because one bank is iq option usa able to cut costs and keep costs down better. Whatever the industry is and whatever the companies are, stock screen can maybe help you with that in terms of identifying companies to compare, so that s why I asked.

I think it could be helpful. Guy Here s the next step from that which I think many people don t realize is even inside the industry or people who work on the professional side of the industry is that the information and the accessibility to it is expanding at a faster rate than the ability to analyze it.

If you find an insight, Rob, don t assume that the professionals have already seen it. That may be a reason to write it up in a short email and send it to someone who might find that information or that little piece of analysis valuable and useful. And this is something else. I don t know if you enjoyed reading it, but I enjoyed writing it is this idea that just because you re invested into doing analysis doesn t mean you should just be sitting in a dark room having these thoughts on your own.

When you get an insight and I m not saying you should go and post it in the most public place and share it with the world right away, but find some people that might find it valuable and share it with them. See what you get back. And use that to develop a network of relationships that will help looking at new things. The crazy things is, the world is such now that somebody sitting with their own personal portfolios had a career in a particular industry who can send an email to the manager of their local community bank and say, I was looking at these two banks and I was seeing that might result in a very interesting and insightful conversation that may lead to an investment.

It may lead to a better relationship with whomever you sent that insight to. It may lead to all sorts of things. So it s engaging that active dialogue. Don t be a loner on your own. Share with the world in an intelligent way. Rob That s hard for me because I m a loner by nature but that s a good insight. Guy I think in some way, value investors are all loners. We iq option usa have issues socializing with other people, which is part of why we are so attracted to this value investing idea.

The way the world works today is we don t actually have to meet the people we converse with. It s like postal chats. Rob Right, right. Postal chats, there s a throwback to the 80s. Guy Exactly. Rob I can tell you, I have started many postal chess games and I ve never finished one. So, I want to make a left turn and then I ll thank you in appreciation for your time.

Tony Robbins. You talked about him in your book. Rob I am still where you were 20 years ago with Tony Robbins. You talked about how you were very resistant to that whole self-help culture, Tony Robbins, but you nevertheless sort of dove into it nevertheless and it turned out to be a very positive thing for you. I just can t wrap my mind around the whole to me it s like a big shtick which I know is grossly unfair.

So Tony, if you re listening to my podcast, my apologies. I know that s unfair. But I want to learn from you, Guy. Guy I don t know you well enough. We haven t met in person but I don t think you should feel bad about that at all. I m sure Tony would accept your apology wholeheartedly and he doesn t feel bad about the fact that you say that. How do I learn from that kind of information. I think the first reaction I have is that humanity is infinite. Minds are infinite. The variety of minds, the variety of ways people are constituted is more than anyone of us can imagine.

The fact that Tony Robbins worked for me at that point in my life is not medicine for everyone. Rob sneezes. Guy Bless you. Rob I don t know how that s going to sound on the audio. Guy So what happened And I can see Rob on this video conferencing we have. There I m talking about Tony Robbins and he said how Tony Robbins, he just doesn t connect with him and I m trying to explain something and he Rob choked on his thoughts laughs which is just a really interesting Freudian event in this podcast.

If you see it as shtick and if it s a total turnoff to you, I m going to honor that. I don t think you should feel any differently about it. I think that s totally fine. That s an indication of something. As long as you understand what it s an indication of there s absolutely no problem with that. I was not far away. I was standing in the back of the room and it looked like total shtick to me too but I was also in desperate need of something. I was in desperate, desperate need of something to kick-start me, a change in perspective in my personality that would help me start moving toward my goals.

If I had been standing further back or had arrived later or if, for some reason, Tony Robbins had been more of a turnoff, I would have not made it over that barrier. But maybe, within a very short period of time, some completely different life event or life experience would have gotten me onto the same path. Maybe it would have been climbing a mountain or going off on a holiday with friends or transcendental meditation who knows.

I just think it s really important. You don t have to get there if Tony Robbins isn t your type of thing. Something I tried to express to as many people as I can is, as long as you re walking somewhere, as long you re on any path of self-exploration, then that s the right thing. You need to trust yourself as to what that is and don t take anybody s guidance. Don t listen to Guy Spier gushing about Tony Robbins or anything else. In my case, having looked you in the eye at least through video-conferencing I m pretty confident that the way he turns you off, you should not feel concerned about it.

When we have to face up to our fears and overcome our internal challenges, I think there are a lot of excuses we find not to do that because we all prefer not to do that. When we miss the appointment with the psycho therapist, we miss the opportunities to be challenged. I sense in a lot of people who don t want to go to Tony Robbins seminar, that they want to dismiss it and what s really going on is that they re fearful of what they might learn about themselves or they re fearful of making changes.

If the answer is, in all honesty, that you do have to face up to some things in your life that you re still utterly turned off by Tony Robbins, then find another way to face up to those issues. What I d really want to say to them and I don t think it s the case, in your case, is just to say, Is it that you re really turned off by Tony Robbins or is it that you re actually fearful about making changes and facing up to some issue in your life.

I ll give you one simple idea that is coming up for me. Next year will be the 25 th year of my Harvard Business School class so I will go to my 25 th year reunion. Reunions can be really hard events because they force you to confront they forced me to confront what my hopes and dreams were then, what I ve managed to achieve and what I ve not managed to achieve as well as who have I become and how have I changed.

That s the reason I encourage all of my friends to attend reunions even if they re not looking forward to it and even if they don t like the feeling of showing up there. My 10 th year reunion at business school was a very hard reunion because I actually wanted to be married and I wasn t. If it feels bad it may help you to make some really important changes you want to make in your life.

I wanted to be married and I didn t even have a girlfriend. For your listeners, the guys who don t like Tony Robbins no problem, as long as you re on a path of growth and learning in some way or other. Rob I read his book, Moneywhich was interesting even though it was long. That was a great question. I showed up to the reunion and there were all these happy classmates of mine with babies and wives and marriage photos and that was painful for me. And Rob, that wasn t a left turn.

But, it helped me to realize what compromises I needed to make and what things I needed to do differently in order to find myself in the position where I was able to get married. Maybe I need to read, Awaken the Giant Within. Or maybe I don t. It s just that every person I talk to about Tony Robbins and it s come up with other business owners, in particular, that I know. They all love him and I m thinking, Am I missing out. Maybe the better question though, for you is, did you really walk over hot coals.

Guy It didn t. Rob I don t get that. I ve done it four or five times. Rob Did it hurt. Rob There s a trick. There s got to be a trick, right. Guy I don t think it s as much a trick as it simply I suspect if you look at the science carefully, you ll realize that somewhere between the ashes of the hot coals and the limited amount of time you re spending on them, it s not that big a deal.

You don t need to get yourself into a peak state or any of those things. The real value of walking over the hot coals is a very powerful metaphor for life. And doing it in that way, having the preparation that Tony Robbins gives you and the celebration afterwards sears into every person who does the fire-walk, the experience of, I was incredibly fearful. I ve overcome those fears. I took the steps and here I am celebrating. There is so much of life that requires you to do exactly that.

One of the things that inspired me is when you ve got somebody who is stuck in a dead-end job working as a payables accountant at some company and they re just too fearful to make the change, they come to the Tony Robbins seminar and they make the change. They come out and they know their life is going to be better. Or even more moving for me is when somebody and you get this at every seminar, somebody who is a spouse in an abusive marriage where the spouse is abusing them.

We ve all read stories in the newspapers about how, when you re an abused spouse, there are all sorts of reasons why you don t leave the situation that is utterly horrific. And every sane person should leave. Tony Robbins gives them the power. In many cases, you re a self-started. You run your own business, you re a happy guy. You have retirement savings and you re in a really, really fantastic place, but Tony Robbins helps people who are not in such a fantastic place. In some ways it was ridiculous to me that I was not in a great place given the enormous advantages I had in life.

I m very grateful to Tony for giving me that kick-start but some people show up to those seminars that don t have any of the advantages I did and come out capable of taking what Tony Robbins would call, massive action. Rob There s no question he s helped millions of people. Guy I think of this his name s running out of my head but maybe it ll come back if I talk about him.

The Sea of Sales Force Corporation credits the whole sales group corporation which the last time I checked had a market valuation of 60 billion, he credits his exposure to Anthony Robbins. I do think that being at a seminar, if you have the time and energy it really is worth showing up to a seminar just to see what it s like, live, because it s experiential learning. Reading a book is great but it s nowhere near it s less than one-tenth of the value of being in the seminar.

Maybe I ll learn something. I would say it s less than 100 th of being in a seminar. Listen, I can t thank you enough for your time. So, Aquamarine Fund, before we go and I ll include links to it as well as to your book in the show notes so people can find them, you re still accepting investors. Or is that a closed fund. Guy It s not closed.

I think that I ve naturally put up all these obstacles to people coming in because I want it to feel to me like it s my family in a club. But yeah, we re open to investors to the right kinds of investors. Rob What s the right kind of investor. Guy It s somebody who, first of all, has the cash to invest with cash they don t need for at least five years if not longer.

And, they want to join me in the enterprise of finding and discovering better businesses to own at a good price and becoming a partner with me in doing that. Specifically becoming a partner with Guy Spier where they don t just want to just be a customer. There are people who have invested with me that I ve not met but I will meet them at my partnership meeting. There s kind of a self-selection going on which is just so enormously fun. So that s why I say, for the right people.

Rob I got this invitation but I m not an investor so I assume the partnership meetings are just for the investors. If somebody s expressed interest in the fund in the past, or if you re just a guy that I am interested in and I m interested in you, Rob. Rob Well, I will see if he s coming to the DC area anytime soon and maybe I ll give it a go. The partnership meetings become kind of a collection of like-minded people who are either investors in the fund or people who have expressed interest in the fund, or people I m interested in.

It s certainly not the Berkshire Hathaway meeting but I think there is part of me that s trying to create a miniature Berkshire Hathaway, if you like, in that I want to collect like-minded people there. Nothing would make me happier than for you it s happened, actually. People meet each other and they find investors. I know a couple of guys who now share office space. They do business with each other. I mean, I want all of those things to happen. I think that s a lovely thing.

Rob Well, God willing, I m going to come this year. One of the reasons is so that 20 years from now when your meeting s at Madison Square Garden because you need a place that big, I ll be able to say, like the Berkshire folks now who went to his meetings in the 80s say, Oh, I was there when we were at the Columbia University Faculty House. Guy Laughs It is a great location by the way. And I just hope I have something useful to say.

Rob Please, please. What I should ask for the listeners, what s the minimum investment. Or is there one. Guy I ve railed against this because it really frustrates me. I d rather have a guy who knows what I m about, who wants to invest 20,000 than a guy who doesn t know anything about what I m about who has 5 million to invest.

It was very kind of you to ask though, Rob. But, because of all sorts of regulations, I can only accept an investor we can reduce it from 1 million to 500,000 but we can t go below that. I m always uncomfortable answering because I want this to be adding value to your listeners and not me talking about whatever product I m touting or something like that. Rob I appreciate that. Look, I can tell you right now, the listeners sense your generosity. There s no question about that.

But you re in the business you re an investor. You ve done extremely well the last two decades. Guy Thank you. Rob If there are listeners that want to explore that more, I think they should know how to so I ll include a link to your website so they ll be able to go and get information there. And I will be sending you back this card. I wish I could come to Zurich but it ll probably have to be New York. Guy Actually, Rob, just a couple of things. I m having so much fun talking to you.

You might split this into two podcasts because there s got to be somebody on a very long commute to listen to this point laughs but I have a small conference I hold every year called, Value X. I ll send you to that website. By the way, Rob, you ll love it. You ll absolutely love it. Rob Not well, but I can fall down a mountain as well as anybody.

Guy It s skiing and talking about investing. It s just an incredible group of guys. A friend of mine based here in Zurich we used to organize a conference together then we had slightly different views and ideas about how to run the conference so we had two different conferences, but my friend John Miljevich in the summertime, has something called the Zurich Project. You could come here and do 20 phenomenal podcast interviews with some extraordinary minds. I won t give you the name because that would be incredibly embarrassing to him but, I m sitting with this guy at the Zurich Project and after about 20 minutes of conversation he tells me he s actually a friend of Mark Zuckerberg so I immediately fall on the floor.

I have to pick myself up and he said, I m just a friend. I m not anything else. We re just buddies. But this guy had sat with Mark Zuckerberg on a regular basis and he s just there hanging out at the Zurich Project. And, John Miljevich has this publication of managing ideas and in New York they run something called, The Lattice Work. I think he calls it, The Lattice Work, which is a similar kind of idea just like Investment Minds Meeting Investment Minds.

It s democratic and relatively low cost. John s is a little bit bigger and slightly more expensive but it s, I think, easier to become a part of it. What am I telling you. There are other places. There s the Berkshire. Have you been to the Berkshire meeting, Rob. Rob I ve been twice. Once I took my wife and daughter and the other time I took our son. Guy These are all kind of mini Berkshire meeting type of events.

It would be great to have you at my partnership meeting. I d be so happy to have you there. Rob I appreciate it. I ll just give you a story. It s in my book but I was repeating it the other day and it s such an astounding story There I am at my first Berkshire Hathaway meeting and I go to the toilets and I ve just taken a leak that s my English expression. And who comes out of the stalls but Warren Buffett. And I m like, Oh, my God. That s Warren Buffett. He looks at me and he doesn t know me from a bar of soap because I m just one of his many shareholders.

And he just smiles at me and says, I always get a little nervous before these things. It just put the icing on it for me. It humanized him, for me because he was nervous before his own meeting. And the love he showed for his shareholders when I think that Rob Berger, who has a 2,100 rating in chess wants to come to my partnership meeting in New York, just wracks my nerves a little bit.

Rob Buffett has a Grand Master that comes well at least every year I ve been, and plays blindfold speed chess, or a simul with, I think it was Patrick Wolfe the last time I was there. Guy That s right. Rob Well, listen Guy, you ve been terrific. I will definitely be there in New York. This has been a lot of fun. I m going to send this in today. It s been great being on your show. I think more importantly, thank you for providing an extraordinary service to your listeners and readers.

Again, you emailed me out of the blue. I would not have responded the way I did unless I had heard you on the podcast and thought I could see this is a guy who has got no axe to grind. He s got no agenda. He just wants to help other investors, which is great. We need more people like you in the world and we should celebrate the people in the world that are like you.

So, I m so happy and honored actually, that you d want me on your podcast so thank you. Rob Thank you, I appreciate it. Guy I will send you the recording of this. What I d like to believe is that I kind of love playing with technology so if you split the sound track if it s possible, then you will be able to get my side of it recorded locally and your side of it recorded locally and you ll get a high quality for both sides, I hope.

It would be terrible if you sent it to me and the audio file was blank laughs. Rob I hope so too. Let s hope it recorded well. If not, at least you and I will have enjoyed the interview. I will look for that and I thank you. I ll email your folks when it s live but it will be a couple of weeks before we have it up. Do you use some kind of editing service. Rob Well, I edit my own.

I normally don t edit interviews at all. Even with my hacking and coughing, I may or may not edit it but I have the software to do that if I need to. Guy And, is chess24 better than Internet Chess Club. Rob I think chess24 is one of the best out there. You can join for free. They do have a premium thing that gives you a few extra features. It s a great interface, very easy to use. They have an app for the iPhone if you want to play on your phone or iPad.

Guy I ll take a look. And, what s your handle. Rob My handle is odd. It s boogonie. It s actually a nickname I had in college. It was a play on the word Berger and benoni. Benoni is an opening for black that I used to play so somehow they called it the bergnonie I don t know why. But it s boogonie. I have a little picture of myself, kind of like the kind that is in The Wall Street Journal except that I weighed about 30 pounds more than I do today. Guy You re looking pretty trim, I must say.

Rob I look a little chunky on chess24. That s what a bad back will do for you. I had terrible back problems and if you ever want motivation to work out and get into shape, have a bad back. Guy Well, hopefully I ll find another motivation. Again, thank you. I ll look for the audio. It s been great. Guy Have a good rest of the day. My problem is that I don t want to charge anybody any real amount of money so I always have too many people, more people who want to attend than can attend.

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As much as we may dislike math, it s a basic necessity, no matter who you are. Fortunately, these apps make it look good and make it easy no matter what calculations you need. Best Games of the Week September 4. It s been a great week for new games. We re highlighting a sequel to a great deck building roguelike, a sci-fi puzzler, and more. The app allows you to create timed focus sessions along with time for planning and breaks.

Feel Like Part of the Story with These Interactive Book Apps. When you are in the mood for a bit more from your reading, check out some great interactive books. Better Structure Your Time With Focused Work. Space is truly the final frontier. Download your favorites and then sit back, and relax. Athenion Tactical CCG Guide - Know Your Decks and Defeat Your Foes With These Hints, Tips and Tricks.

We re highlighting some of the best hints, tips, and tricks for the game right. Explore Space with These Apple TV Apps. We re featuring a golf instruction app, a minimalistic clock, and more in our Best Apps of the Week. Best Apps of the Week September 4. World s End Club Makes its Way to Apple Arcade. The adventure game combines a unique story with a 2D side scroller. Read Comic Books On Your iOS Device.

Check out the best ways to read comics on your iOS device. Apple iPad Alternatives The Competition Finally Heats Up. 7-inch iPad is the leading tablet in the U. Cupertino has lost the global lead in tablets.but the competition is tougher than ever. Microsoft now has a genuinely competitive tablet in the ring with the Surface 2 and Android tablets no longer look like amateurs. If you re shopping for a tablet, especially if you have a Windows computer or Android phone, it s time to look at models that might fit into your lifestyle better than an iPad.

It s possible to find stats that support the notion that every tablet maker is winning right now. The most recent Strategy Analytics global tablet numbers have Android dominating sales, with Apple selling just 30 percent of the tablets out there in the second quarter of 2013. But competing research firm Chitika says that more than 80 percent of North American tablet usage comes from iPads.

The obvious explanation is that Apple tablets are more successful in the U. than abroad, and iPad users surf the Web on their tablets much more than other tablet users do. Once you expand your vision beyond the iPad, though, a bunch of exclusive features start to come into view. The new Intel Bay Trail tablets, such as the Asus Transformer Book T100, will run every app advertised for Windows, with no compromises. Microsoft s Windows RT tablets, such as the Surface 2, feature a full version of Microsoft Office, and typically give you the option of an add-on keyboard for even better productivity.

With its pressure-sensitive Wacom pen support, Samsung s Galaxy Note is the go-to tablet for anyone who likes to doodle or scrawl. Amazon s Kindle Fire HDX goes in an entirely different direction It s super-easy to use, with unlimited on-demand, 24-hour live video customer support. The iPad has none of those features. In the world of non-Apple tablets, our major concern right now focuses on stability and system lag.

Some of the tablets in this story served up occasional crashes as a trade-off for their unique features in our tests. But those kinds of issues can be fixed with firmware updates, and both Microsoft and Android tablet makers have been issuing bug fixes on a pretty regular basis. I m pretty sure you ll find a tablet you like here, but if you don t, check out our full list of tablet reviews.

We ve identified 10 top contenders to take on the new iPad Air, but we ve tested plenty more. Microsoft Surface 2. See who s competing best against the large-screen iPad Air here in the U. Microsoft Surface 2 32GB. Operating System Windows RT Pros Improves upon a great design with high-res display and improved kickstand. Faster performance thanks to Nvidia Tegra 4 processor. All-day battery lasts more than 14 hours.

Comes with Office RT 2013 now with OutlookBest of Skype package, and 200GB SkyDrive storage. Cons TouchCover and TypeCover keyboards sold separately. App selection is still relatively small. Windows RT 8. 1 is still limited and confusing. Bottom Line The Microsoft Surface 2 brings the Windows RT tablet back with better hardware, a refined design, and expanded productivity tools.

Operating System Windows RT Pros Comfortable keyboard dock with speakers and amazing battery life. Plenty of ports. Cons Doesn t run all Windows apps. Bottom Line Now on sale for 399. 99, the Dell XPS 10 has an incredible 20 hours of battery life so you can run Microsoft Office all day. Just don t try to install any Windows apps that aren t certified for Windows RT. Asus Transformer Pad Infinity TF700. Operating System Google Android Pros Excellent snap-on keyboard. Sharp screen.

Relatively light Android skin. Cons About to be replaced with a new model with better specs. Bottom Line The Asus Transformer Pad Infinity is a great buy for a sharp quad-core Android tablet, especially now that it s being sold for 369 at some retailers. But its processor trails behind this year s Android and Windows tablet models, so it s being replaced by a faster, higher-resolution TF701 very soon. Samsung Galaxy Note 10. 1 2014 Edition. Operating System Google Android Pros Multi-window multitasking.

Pressure-sensitive stylus integrated throughout the UI. Great display. Bottom Line The Galaxy Note 10. 1 2014 excels at note-taking and productivity for an Android tablet, but application crashes and user interface lag prevented us from recommending it over the iPad. Sony Xperia Tablet Z. Operating System Google Android Pros Thin and light design. Cons Mediocre battery life. Doesn t feel durable.

Bottom Line Handsome and stuffed with entertainment features, the Sony Xperia Tablet Z is an elegant, powerful Android tablet, especially for home use. HP Slatebook X2. Operating System Google Android Pros Snap-on keyboard. Two memory card slots. Cons Dim display. Bottom Line The HP Slatebook X2 has a very useful convertible design, lots of ports, and great gaming performance, but we were annoyed by periodic freezes and crashes. Great price for a Tegra 4-based tablet.

Google Nexus 10. Operating System Google Android Pros Sharp, very high-res display.

How to Sign up for Iq Options in the United States., time: 3:10
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Coments:

12.01.2020 : 22:44 Kajimi:
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16.01.2020 : 16:45 Kagor:
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19.01.2020 : 00:34 Kim:
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18.01.2020 : 14:20 Mirisar:
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